Why Us?

At THE KLEIN GROUP, Private Mortgage Banking, we understand that you want the best combination of rates, points and fees before you commit to a lender. But it’s not always easy to tell if you are getting a good deal or if your rate, points and fees might change late in the loan process when it’s too late to find a new lender.

That’s why we created our Guaranteed Promises. It’s our commitment to you to know where you stand before you start the loan process. We want your experience of selecting and obtaining a mortgage to be smooth sailing from start to finish – with no unpleasant surprises.

Guaranteed Promises

w        A Firm Rate Quote

You'll get price clarity and certainty before you commit to the loan process. At no cost or obligation, we will provide a firm rate quote that you can lock immediately - Up-Front.

w        Guaranteed Price

All lender fees are guaranteed  as stated in the Good Faith Estimate before you commit to the loan - Up-Front.

w        Guaranteed Loan Closing Date

We guarantee that we will meet your requested loan closing date or we will reduce your interest rate 1/8 of one percent over the life of the loan. The closing date must be mutually agreed between borrower and TKG. Borrower must provide all required documentation in a timely manner.

w        24 Hour Loan Decisions

You will get a loan decision within 24 hours of receipt of your complete application - Up-Front.

w        Clear, Unbiased Advice and Counsel

Our mission is to integrate your home loan with your financial and investment goals, payment, equity, title vesting and tax considerations. Ask about our free Total Cost Analysis, a financial tool designed to facilitate your decision making, concerning structure, progam and product choices.

You'll receive the personal attention of a dedicated loan expert who will serve you during the entire process and provide you with proactive loan status updates from start to finish.